HOME BUYING GUIDE
Let us help you get started
Here at D.R. Horton, we understand the value and pride in owning a quality home.
Our company has been building homes since 1978 and has helped more than 715,000 of our nation’s buyers obtain the American Dream.
We also understand it can be overwhelming at times. There are a lot of different aspects of the home-buying process, but mastering your knowledge will make the process easier. Which is why we’ve provided a step-by-step guide to serve as a reference to simplify the process and allow you to reap the benefits of homeownership for years to come.
The following is a list of steps to consider when buying a new home:
Determine Home Ownership Costs
Homeownership is a big purchase and a lifestyle change. Before you even start looking at homes, it’s critical to know your finances. Take a good hard look and figure out what you can afford. We recommend using our handy mortgage calculator to help determine your financial feasibility.
Get a Mortgage Approval
Next, it’s time to begin the process of mortgage approval. We provide the option of our lending affiliates to help grant you a positive home mortgage experience. Our lenders provide you a Good Faith Estimate that includes a list of anticipated costs you can expect to pay as part of your home loan.
Search for a New Home
Location is a key aspect of owning a home. Luckily, we offer marketing specialists who office inside the community in order to better serve your needs. Just click the magnifying glass at the very top of the page to search for an up-to-date map and see what communities are available in your market.
Visit Model Homes and Communities
Once you’ve narrowed down your search to a few communities, it’s time to pay an in-person visit. Schedule a visit right from the listing on this site, or use the address provided to drop by one of our locations during regularly scheduled business hours.
Sign a Sales Contract
So, you’ve finally decided on your new home. Next, it’s time to sign on the dotted line. Our experienced sales agents are glad to assist you and can walk you through the entire purchasing process by answering any of your questions.
Close on Your Home
Even though you are close to the home stretch, you can’t pass “Go” until you’ve closed on your home. This might even include fundamentals such as closing costs, which can take up 3 to 6 percent of your home purchase. Luckily, working with one of our reputable lenders can provide you with this information early in the home buying process.
Move into Your Home
Don’t forget to save for the move itself. A good first task is to call around and request quotes from moving companies. Consider calling one of our partnering businesses who are a fantastic resource and can help ease some of the anxieties of moving. Once you have a good idea on the size and layout of your new home, it's a great time to determine what goes where.
In the end, putting in the proper legwork could equate to reaping in a bounty of benefits to last you a lifetime. Contact us to start your journey today!
Your lender can help you determine how much home you can afford. This critical step involves reaching out to a lender, like DHI Mortage, and finding out what you can afford based on your income and debt.